Invoice Factoring
Invoice factoring, also known as accounts receivable financing or simply factoring, is a way for businesses to get cash by selling their unpaid invoices to a factoring company. Instead of waiting 30, 60, or even 90 days for customers to pay, you get most of your invoice value upfront—usually within 24 hours. The factoring company then collects payment from your customer when it’s due.
Why Use Invoice Factoring?
Fast Cash Flow: Get money right away to cover expenses, payroll, or invest in growth.
No Debt: Factoring isn’t a loan—you’re selling your invoices, so there’s no debt to repay.
Flexible Financing: The more invoices you have, the more cash you can access.
Simple Qualification: Approval is based on your customers’ creditworthiness, not yours.
Benefits of Invoice Factoring
Improve Cash Flow: Eliminate cash flow gaps caused by slow-paying customers.
Quick Funding: Get up to 90% of your invoice value upfront, often within 24 hours.
No Long-Term Contracts: Use factoring as needed, with no ongoing obligations.
Focus on Growth: Spend less time chasing payments and more time growing your business.
Who Should Consider Invoice Factoring?
Factoring is ideal for businesses that issue invoices with net payment terms and need faster access to cash. It’s especially popular in industries like transportation, manufacturing, staffing, and wholesale.
How Does It Work?
Submit Your Invoices: Send your unpaid invoices to the factoring company.
Get Funded: Receive most of the invoice value upfront—typically 80-90%.
Customer Pays: Your customer pays the factoring company directly.
Get the Remainder: Once your customer pays, you’ll receive the remaining balance minus a small factoring fee.
Other Terms for Invoice Factoring
Many companies use terms like “accounts receivable financing,” “invoice financing,” or “receivables factoring” instead of “factoring.” These terms are often used to make the service sound more familiar.
Why Work With Us?
Transparent Pricing: No hidden fees—know exactly what you’ll pay upfront.
Competitive Advance Rates: Access up to 95% of your invoice value immediately.
Flexible Options: Factor one invoice or many—it’s up to you.
Friendly Support: Get your questions answered easily and quickly.
Turn Your Invoices into Cash Today!
Stop waiting for customer payments and take control of your cash flow. Apply for invoice factoring now and get the funds your business needs to thrive.